The median home in Racine, Wisconsin is valued at $201,161, up 4.7% year over year. Typical monthly rent is $1,143, producing a price-to-rent ratio of 14.7x — below the national average of 18x. Racine is part of the Racine, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$201,161

+4.7%

Rent$1,143/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Racine.

Income (annual)

Down Payment

$40,232 on $201,161

Example: $75,000 household income. Change it above to see your own.

Affordable22.8% of income

Under the 28% guideline.

PITI$1,427

P/I22.8%

Afford$247K

Room+$46K

P&I $1,017Tax $310Ins $100

Renting $284/mo cheaper ($1,143 rent)6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Racine with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Racine, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Racine, WI metro.

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