The median home in Spencer, Wisconsin is valued at $216,282, up 7.7% year over year. Spencer is part of the Wausau-Weston, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Wausau-Weston, WI stress score, crash risk, and 12-month forecast →

Home Value$216,282

+7.7%

AFFORDABILITY

Enter your income for Spencer.

Income (annual)

Down Payment

$43,256 on $216,282

Affordable — 24.4% of income

Under the 28% guideline.

PITI$1,527

P/I24.4%

Afford$248K

Room+$32K

P&I $1,094Tax $333Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Spencer with other housing markets across Wisconsin.

Oconomowoc Lake$1986K Shorewood Hills$1133K Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Wausau-Weston, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wausau-Weston, WI metro.

View Wausau-Weston, WI metro →

SPENCER, WI