The median home in Spencer, Wisconsin is valued at $216,282, up 7.7% year over year. Spencer is part of the Wausau-Weston, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$216,282

+7.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Spencer.

Income (annual)

Down Payment

$43,256 on $216,282

Example: $75,000 household income. Change it above to see your own.

Affordable24.4% of income

Under the 28% guideline.

PITI$1,527

P/I24.4%

Afford$248K

Room+$32K

P&I $1,094Tax $333Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Spencer with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Wausau-Weston, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wausau-Weston, WI metro.

View Wausau-Weston, WI metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Spencer, WI