The median home in Spring Valley, Wisconsin is valued at $499,293, up 6.5% year over year. Spring Valley is part of the Janesville-Beloit, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$499,293

+6.5%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$99,859 on $499,293

Example: $75,000 household income. Change it above to see your own.

Out of reach54.3% of income

Need $145,457/yr to afford.

PITI$3,394

P/I54.3%

Afford$257K

Gap-$242K

P&I $2,525Tax $770Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Spring Valley with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Janesville-Beloit, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Janesville-Beloit, WI metro.

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Spring Valley, WI