The median home in Troy, Wisconsin is valued at $502,943, up 4.6% year over year. Troy is part of the Whitewater, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$502,943

+4.6%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$100,589 on $502,943

Example: $75,000 household income. Change it above to see your own.

Out of reach54.7% of income

Need $146,529/yr to afford.

PITI$3,419

P/I54.7%

Afford$257K

Gap-$246K

P&I $2,543Tax $775Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Troy with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Whitewater, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Whitewater, WI metro.

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Troy, WI