The median home in Waterford, Wisconsin is valued at $421,340, up 4.0% year over year. Waterford is part of the Racine, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$421,340

+4.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$84,268 on $421,340

Example: $75,000 household income. Change it above to see your own.

Out of reach46.1% of income

Need $123,429/yr to afford.

PITI$2,880

P/I46.1%

Afford$256K

Gap-$165K

P&I $2,131Tax $650Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Waterford with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Racine, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Racine, WI metro.

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Waterford, WI