The median home in Waterford, Wisconsin is valued at $421,340, up 4.0% year over year. Waterford is part of the Racine, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Racine, WI stress score, crash risk, and 12-month forecast →

Home Value$421,340

+4.0%

AFFORDABILITY

Enter your income for Waterford.

Income (annual)

Down Payment

$84,268 on $421,340

Out of reach — 46.1% of income

Need $123,429/yr to afford.

PITI$2,880

P/I46.1%

Afford$256K

Gap-$165K

P&I $2,131Tax $650Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Waterford with other housing markets across Wisconsin.

Oconomowoc Lake$1986K Shorewood Hills$1133K Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Racine, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Racine, WI metro.

View Racine, WI metro →

WATERFORD, WI