The median home in Waterloo, Wisconsin is valued at $305,082, up 3.9% year over year. Waterloo is part of the Watertown-Fort Atkinson, WI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$305,082

+3.9%

Prices rising — worse for buyers.

Affordability

Enter your income for Waterloo.

Income (annual)

Down Payment

$61,016 on $305,082

Example: $75,000 household income. Change it above to see your own.

Stretch33.8% of income

Above 28% but manageable with cuts.

PITI$2,113

P/I33.8%

Afford$253K

Gap-$52K

P&I $1,543Tax $470Ins $100

6.50% 30yr, 20% down, county tax + WI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Wisconsin

Compare Waterloo with other housing markets across Wisconsin.

Oconomowoc Lake$1.99M Shorewood Hills$1.13M Maple Bluff$967K River Hills$895K Linn$733K Summit$730K Delafield$722K Nashotah$691K

Full Watertown-Fort Atkinson, WI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Watertown-Fort Atkinson, WI metro.

View Watertown-Fort Atkinson, WI metro

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Waterloo, WI