The median home in Laramie, Wyoming is valued at $363,538, up 1.9% year over year. Typical monthly rent is $1,162, producing a price-to-rent ratio of 26.1x — well above the national average of 18x. Laramie is part of the Laramie, WY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$363,538
+1.9%
Rent$1,162/mo
AFFORDABILITYRenting $978/mo cheaper ($1,162 rent)6.50% 30yr, 20% down, county tax + WY ins. 28% per HUD.
Enter your income for Laramie.
$72,708 on $363,538
Stretch — 34.2% of income
Above 28% but manageable with cuts.
PITI$2,140
P/I34.2%
Afford$297K
Gap-$66K
P&I $1,838Tax $185Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Laramie, WY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Laramie, WY metro.
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