Median home value in zip code 01031 (Hardwick, MA) is $386,867, up 1.7% year over year. Part of the Worcester, MA-CT metropolitan area.

Home Value$386,867

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 01031 (Hardwick).

Income (annual)

Down Payment

$77,373 on $386,867

Example: $75,000 household income. Change it above to see your own.

Out of reach39.9% of income

Need $106,843/yr to afford.

PITI$2,493

P/I39.9%

Afford$272K

Gap-$115K

P&I $1,956Tax $387Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

01031 is part of the Worcester, MA-CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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