Median home value in zip code 01037 (Hardwick, MA) is $426K, up 2.4% year over year. Part of the Worcester, MA-CT metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Worcester, MA-CT metro →

Home Value$425,993

YoY Change

+2.4%

AFFORDABILITY

Enter your income for 01037 (Hardwick).

Income (annual)

Down Payment

$85,199 on $425,993

Out of reach — 43.7% of income

Need $117,000/yr to afford.

PITI$2,730

P/I43.7%

Afford$273K

Gap-$153K

P&I $2,154Tax $426Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

01037 is part of the Worcester, MA-CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Worcester, MA-CT analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free