Median home value in zip code 01037 (Hardwick, MA) is $425,993, up 2.4% year over year. Part of the Worcester, MA-CT metropolitan area.

Home Value$425,993

YoY Change

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 01037 (Hardwick).

Income (annual)

Down Payment

$85,199 on $425,993

Example: $75,000 household income. Change it above to see your own.

Out of reach43.7% of income

Need $117,000/yr to afford.

PITI$2,730

P/I43.7%

Afford$273K

Gap-$153K

P&I $2,154Tax $426Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

01037 is part of the Worcester, MA-CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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