Zip Code

01056

Ludlow, MASpringfield, MA

Median home value in zip code 01056 (Ludlow, MA) is $356K, up 1.7% year over year. Part of the Springfield, MA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Springfield, MA metro →

Home Value$355,947
YoY Change
+1.7%
AFFORDABILITY

Enter your income for 01056 (Ludlow).

$71,189 on $355,947
Out of reach — 36.9% of income

Need $98,829/yr to afford.

PITI$2,306
P/I36.9%
Afford$270K
Gap-$86K
P&I $1,800Tax $356Ins $150
6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

01056 is part of the Springfield, MA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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01056 (Ludlow, MA) Housing Market | CrashWatch