Median home value in zip code 01056 (Ludlow, MA) is $355,947, up 1.7% year over year. Part of the Springfield, MA metropolitan area.

Home Value$355,947

YoY Change

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 01056 (Ludlow).

Income (annual)

Down Payment

$71,189 on $355,947

Example: $75,000 household income. Change it above to see your own.

Out of reach36.9% of income

Need $98,829/yr to afford.

PITI$2,306

P/I36.9%

Afford$270K

Gap-$86K

P&I $1,800Tax $356Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

01056 is part of the Springfield, MA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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