Median home value in zip code 01080 (Palmer, MA) is $304,340, up 3.0% year over year. Part of the Springfield, MA metropolitan area.

Home Value$304,340

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 01080 (Palmer).

Income (annual)

Down Payment

$60,868 on $304,340

Example: $75,000 household income. Change it above to see your own.

Stretch31.9% of income

Above 28% but manageable with cuts.

PITI$1,993

P/I31.9%

Afford$267K

Gap-$37K

P&I $1,539Tax $304Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

01080 is part of the Springfield, MA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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