Median home value in zip code 01245 (Monterey, MA) is $675,069, down 2.5% year over year. Part of the Pittsfield, MA metropolitan area.

Home Value$675,069

YoY Change

-2.5%

Prices falling — better for buyers.

Affordability

Enter your income for 01245 (Monterey).

Income (annual)

Down Payment

$135,014 on $675,069

Example: $75,000 household income. Change it above to see your own.

Out of reach67.8% of income

Need $181,671/yr to afford.

PITI$4,239

P/I67.8%

Afford$279K

Gap-$396K

P&I $3,414Tax $675Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

01245 is part of the Pittsfield, MA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Pittsfield, MA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.