Median home value in zip code 01562 (Spencer, MA) is $425K, up 0.6% year over year. Part of the Worcester, MA-CT metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Worcester, MA-CT metro →

Home Value$424,882

YoY Change

+0.6%

AFFORDABILITY

Enter your income for 01562 (Spencer).

Income (annual)

Down Payment

$84,976 on $424,882

Out of reach — 43.6% of income

Need $116,700/yr to afford.

PITI$2,723

P/I43.6%

Afford$273K

Gap-$152K

P&I $2,148Tax $425Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

01562 is part of the Worcester, MA-CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Worcester, MA-CT analysis

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