Median home value in zip code 01863 (Chelmsford, MA) is $541K, up 0.5% year over year. Part of the Boston-Cambridge-Newton, MA-NH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Boston-Cambridge-Newton, MA-NH metro →

Home Value$541,277

YoY Change

+0.5%

AFFORDABILITY

Enter your income for 01863 (Chelmsford).

Income (annual)

Down Payment

$108,255 on $541,277

Out of reach — 54.6% of income

Need $146,357/yr to afford.

PITI$3,415

P/I54.6%

Afford$277K

Gap-$264K

P&I $2,737Tax $528Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

01863 is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Boston-Cambridge-Newton, MA-NH analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free