Median home value in zip code 02138 (Cambridge, MA) is $1,112,632, down 0.5% year over year. Part of the Boston-Cambridge-Newton, MA-NH metropolitan area.

Home Value$1,112,632

YoY Change

-0.5%

Prices falling — better for buyers.

Affordability

Enter your income for 02138 (Cambridge).

Income (annual)

Down Payment

$222,526 on $1,112,632

Example: $75,000 household income. Change it above to see your own.

Out of reach109.8% of income

Need $294,043/yr to afford.

PITI$6,861

P/I109.8%

Afford$284K

Gap-$829K

P&I $5,626Tax $1,085Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

02138 is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Boston-Cambridge-Newton, MA-NH analysis

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