Median home value in zip code 02138 (Cambridge, MA) is $1113K, down 0.5% year over year. Part of the Boston-Cambridge-Newton, MA-NH metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Boston-Cambridge-Newton, MA-NH metro →

Home Value$1,112,632

YoY Change

-0.5%

AFFORDABILITY

Enter your income for 02138 (Cambridge).

Income (annual)

Down Payment

$222,526 on $1,112,632

Out of reach — 109.8% of income

Need $294,043/yr to afford.

PITI$6,861

P/I109.8%

Afford$284K

Gap-$829K

P&I $5,626Tax $1,085Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

02138 is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Boston-Cambridge-Newton, MA-NH analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free