Median home value in zip code 02145 (Somerville, MA) is $821,608, up 2.0% year over year. Part of the Boston-Cambridge-Newton, MA-NH metropolitan area.

Home Value$821,608

YoY Change

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 02145 (Somerville).

Income (annual)

Down Payment

$164,322 on $821,608

Example: $75,000 household income. Change it above to see your own.

Out of reach81.7% of income

Need $218,829/yr to afford.

PITI$5,106

P/I81.7%

Afford$282K

Gap-$540K

P&I $4,154Tax $801Ins $150

6.50% 30yr, 20% down, county tax + MA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

02145 is part of the Boston-Cambridge-Newton, MA-NH metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Boston-Cambridge-Newton, MA-NH analysis

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