Median home value in zip code 02812 (Richmond, RI) is $504,721, up 3.1% year over year. Part of the Providence-Warwick, RI-MA metropolitan area.

Home Value$504,721

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 02812 (Richmond).

Income (annual)

Down Payment

$100,944 on $504,721

Example: $75,000 household income. Change it above to see your own.

Out of reach54.2% of income

Need $145,200/yr to afford.

PITI$3,388

P/I54.2%

Afford$261K

Gap-$244K

P&I $2,552Tax $686Ins $150

6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

02812 is part of the Providence-Warwick, RI-MA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Providence-Warwick, RI-MA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.