Median home value in zip code 02864 (Cumberland, RI) is $506,111, up 3.0% year over year. Part of the Providence-Warwick, RI-MA metropolitan area.

Home Value$506,111

YoY Change

+3.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 02864 (Cumberland).

Income (annual)

Down Payment

$101,222 on $506,111

Example: $75,000 household income. Change it above to see your own.

Out of reach54.4% of income

Need $145,586/yr to afford.

PITI$3,397

P/I54.4%

Afford$261K

Gap-$245K

P&I $2,559Tax $687Ins $150

6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

02864 is part of the Providence-Warwick, RI-MA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Providence-Warwick, RI-MA analysis

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