Median home value in zip code 02865 (Lincoln, RI) is $547,891, up 3.2% year over year. Part of the Providence-Warwick, RI-MA metropolitan area.

Home Value$547,891

YoY Change

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for 02865 (Lincoln).

Income (annual)

Down Payment

$109,578 on $547,891

Example: $75,000 household income. Change it above to see your own.

Out of reach58.6% of income

Need $157,071/yr to afford.

PITI$3,665

P/I58.6%

Afford$262K

Gap-$286K

P&I $2,770Tax $744Ins $150

6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

02865 is part of the Providence-Warwick, RI-MA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Providence-Warwick, RI-MA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.