Median home value in zip code 02891 (Westerly, RI) is $599,399, up 7.4% year over year. Part of the Providence-Warwick, RI-MA metropolitan area.

Home Value$599,399

YoY Change

+7.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 02891 (Westerly).

Income (annual)

Down Payment

$119,880 on $599,399

Example: $75,000 household income. Change it above to see your own.

Out of reach63.9% of income

Need $171,214/yr to afford.

PITI$3,995

P/I63.9%

Afford$263K

Gap-$337K

P&I $3,031Tax $814Ins $150

6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

02891 is part of the Providence-Warwick, RI-MA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Providence-Warwick, RI-MA analysis

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