Median home value in zip code 02896 (North Smithfield, RI) is $496,805, up 1.6% year over year. Part of the Providence-Warwick, RI-MA metropolitan area.

Home Value$496,805

YoY Change

+1.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 02896 (North Smithfield).

Income (annual)

Down Payment

$99,361 on $496,805

Example: $75,000 household income. Change it above to see your own.

Out of reach53.4% of income

Need $143,014/yr to afford.

PITI$3,337

P/I53.4%

Afford$261K

Gap-$236K

P&I $2,512Tax $675Ins $150

6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

02896 is part of the Providence-Warwick, RI-MA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Providence-Warwick, RI-MA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.