Median home value in zip code 04003 (Harpswell, ME) is $797,031, down 0.7% year over year. Part of the Portland-South Portland, ME metropolitan area.

Home Value$797,031

YoY Change

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for 04003 (Harpswell).

Income (annual)

Down Payment

$159,406 on $797,031

Example: $75,000 household income. Change it above to see your own.

Out of reach80.5% of income

Need $215,743/yr to afford.

PITI$5,034

P/I80.5%

Afford$277K

Gap-$520K

P&I $4,030Tax $903Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

04003 is part of the Portland-South Portland, ME metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Portland-South Portland, ME analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.