Median home value in zip code 04086 (Topsham, ME) is $452,258, up 0.3% year over year. Part of the Portland-South Portland, ME metropolitan area.

Home Value$452,258

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 04086 (Topsham).

Income (annual)

Down Payment

$90,452 on $452,258

Example: $75,000 household income. Change it above to see your own.

Out of reach46.4% of income

Need $124,243/yr to afford.

PITI$2,899

P/I46.4%

Afford$273K

Gap-$179K

P&I $2,287Tax $513Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

04086 is part of the Portland-South Portland, ME metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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