Median home value in zip code 04265 (Monmouth, ME) is $292,336, up 0.4% year over year. Part of the Augusta-Waterville, ME metropolitan area.

Home Value$292,336

YoY Change

+0.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 04265 (Monmouth).

Income (annual)

Down Payment

$58,467 on $292,336

Example: $75,000 household income. Change it above to see your own.

Stretch30.6% of income

Above 28% but manageable with cuts.

PITI$1,910

P/I30.6%

Afford$268K

Gap-$24K

P&I $1,478Tax $331Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

04265 is part of the Augusta-Waterville, ME metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Augusta-Waterville, ME analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.