Median home value in zip code 04609 (Bar Harbor, ME) is $635,929, down 0.3% year over year.

Home Value$635,929

YoY Change

-0.3%

Prices falling — better for buyers.

Affordability

Enter your income for 04609 (Bar Harbor).

Income (annual)

Down Payment

$127,186 on $635,929

Example: $75,000 household income. Change it above to see your own.

Out of reach64.6% of income

Need $172,971/yr to afford.

PITI$4,036

P/I64.6%

Afford$276K

Gap-$360K

P&I $3,216Tax $721Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.