Median home value in zip code 04863 (Vinalhaven, ME) is $419,052, down 4.0% year over year.

Home Value$419,052

YoY Change

-4.0%

Prices falling — better for buyers.

Affordability

Enter your income for 04863 (Vinalhaven).

Income (annual)

Down Payment

$83,810 on $419,052

Example: $75,000 household income. Change it above to see your own.

Out of reach43.1% of income

Need $115,457/yr to afford.

PITI$2,694

P/I43.1%

Afford$272K

Gap-$147K

P&I $2,119Tax $475Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.