Median home value in zip code 04963 (Oakland, ME) is $325K, up 0.4% year over year. Part of the Augusta-Waterville, ME metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Augusta-Waterville, ME metro →

Home Value$325,021

YoY Change

+0.4%

AFFORDABILITY

Enter your income for 04963 (Oakland).

Income (annual)

Down Payment

$65,004 on $325,021

Stretch — 33.8% of income

Above 28% but manageable with cuts.

PITI$2,112

P/I33.8%

Afford$269K

Gap-$56K

P&I $1,643Tax $368Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

04963 is part of the Augusta-Waterville, ME metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Augusta-Waterville, ME analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free