Median home value in zip code 05038 (Chelsea, VT) is $286K, down 0.2% year over year. Part of the Lebanon, NH-VT metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lebanon, NH-VT metro →

Home Value$285,954

YoY Change

-0.2%

AFFORDABILITY

Enter your income for 05038 (Chelsea).

Income (annual)

Down Payment

$57,191 on $285,954

Stretch — 32% of income

Above 28% but manageable with cuts.

PITI$1,999

P/I32%

Afford$250K

Gap-$36K

P&I $1,446Tax $453Ins $100

6.50% 30yr, 20% down, county tax + VT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

05038 is part of the Lebanon, NH-VT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Lebanon, NH-VT analysis

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