Median home value in zip code 05040 (Topsham, VT) is $283K, up 5.9% year over year. Part of the Lebanon, NH-VT metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Lebanon, NH-VT metro →

Home Value$283,407

YoY Change

+5.9%

AFFORDABILITY

Enter your income for 05040 (Topsham).

Income (annual)

Down Payment

$56,681 on $283,407

Stretch — 31.7% of income

Above 28% but manageable with cuts.

PITI$1,982

P/I31.7%

Afford$250K

Gap-$33K

P&I $1,433Tax $449Ins $100

6.50% 30yr, 20% down, county tax + VT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

05040 is part of the Lebanon, NH-VT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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