Median home value in zip code 05829 (Derby, VT) is $265,338, up 3.1% year over year.

Home Value$265,338

YoY Change

+3.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 05829 (Derby).

Income (annual)

Down Payment

$53,068 on $265,338

Example: $75,000 household income. Change it above to see your own.

Stretch29.8% of income

Above 28% but manageable with cuts.

PITI$1,862

P/I29.8%

Afford$249K

Gap-$16K

P&I $1,342Tax $420Ins $100

6.50% 30yr, 20% down, county tax + VT ins. 28% per HUD.

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.