Median home value in zip code 06418 (Derby, CT) is $332,003, up 4.8% year over year. Part of the New Haven-Milford, CT metropolitan area.

Home Value$332,003

YoY Change

+4.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 06418 (Derby).

Income (annual)

Down Payment

$66,401 on $332,003

Example: $75,000 household income. Change it above to see your own.

Out of reach38.8% of income

Need $103,886/yr to afford.

PITI$2,424

P/I38.8%

Afford$240K

Gap-$92K

P&I $1,679Tax $595Ins $150

6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

06418 is part of the New Haven-Milford, CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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