Zip Code

06704

Waterbury, CTNew Haven-Milford, CT

Median home value in zip code 06704 (Waterbury, CT) is $253K, up 1.4% year over year. Part of the New Haven-Milford, CT metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New Haven-Milford, CT metro →

Home Value$253,083
YoY Change
+1.4%
AFFORDABILITY

Enter your income for 06704 (Waterbury).

$50,617 on $253,083
Stretch — 30.1% of income

Above 28% but manageable with cuts.

PITI$1,883
P/I30.1%
Afford$235K
Gap-$18K
P&I $1,280Tax $453Ins $150
6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

06704 is part of the New Haven-Milford, CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New Haven-Milford, CT analysis
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06704 (Waterbury, CT) Housing Market | CrashWatch