Median home value in zip code 06705 (Waterbury, CT) is $256,196, up 2.9% year over year. Part of the New Haven-Milford, CT metropolitan area.

Home Value$256,196

YoY Change

+2.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 06705 (Waterbury).

Income (annual)

Down Payment

$51,239 on $256,196

Example: $75,000 household income. Change it above to see your own.

Stretch30.5% of income

Above 28% but manageable with cuts.

PITI$1,904

P/I30.5%

Afford$235K

Gap-$21K

P&I $1,295Tax $459Ins $150

6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

06705 is part of the New Haven-Milford, CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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