Median home value in zip code 06706 (Waterbury, CT) is $269,735, up 4.1% year over year. Part of the New Haven-Milford, CT metropolitan area.

Home Value$269,735

YoY Change

+4.1%

Prices rising — worse for buyers.

Affordability

Enter your income for 06706 (Waterbury).

Income (annual)

Down Payment

$53,947 on $269,735

Example: $75,000 household income. Change it above to see your own.

Stretch32% of income

Above 28% but manageable with cuts.

PITI$1,997

P/I32%

Afford$236K

Gap-$33K

P&I $1,364Tax $483Ins $150

6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

06706 is part of the New Haven-Milford, CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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