Median home value in zip code 06778 (Litchfield, CT) is $422,353, up 4.6% year over year. Part of the Torrington, CT metropolitan area.

Home Value$422,353

YoY Change

+4.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 06778 (Litchfield).

Income (annual)

Down Payment

$84,471 on $422,353

Example: $75,000 household income. Change it above to see your own.

Out of reach48.7% of income

Need $130,371/yr to afford.

PITI$3,042

P/I48.7%

Afford$243K

Gap-$179K

P&I $2,136Tax $757Ins $150

6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

06778 is part of the Torrington, CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Torrington, CT analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.