Median home value in zip code 06795 (Watertown, CT) is $413,807, up 2.6% year over year. Part of the Torrington, CT metropolitan area.

Home Value$413,807

YoY Change

+2.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 06795 (Watertown).

Income (annual)

Down Payment

$82,761 on $413,807

Example: $75,000 household income. Change it above to see your own.

Out of reach47.7% of income

Need $127,886/yr to afford.

PITI$2,984

P/I47.7%

Afford$243K

Gap-$171K

P&I $2,092Tax $741Ins $150

6.50% 30yr, 20% down, county tax + CT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

06795 is part of the Torrington, CT metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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