Median home value in zip code 07004 (Fairfield, NJ) is $783K, up 4.7% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$782,997

YoY Change

+4.7%

AFFORDABILITY

Enter your income for 07004 (Fairfield).

Income (annual)

Down Payment

$156,599 on $782,997

Out of reach — 74.4% of income

Need $199,286/yr to afford.

PITI$4,650

P/I74.4%

Afford$295K

Gap-$488K

P&I $3,959Tax $574Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07004 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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