Median home value in zip code 07012 (Clifton, NJ) is $635K, up 3.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$634,988

YoY Change

+3.8%

AFFORDABILITY

Enter your income for 07012 (Clifton).

Income (annual)

Down Payment

$126,998 on $634,988

Out of reach — 60.7% of income

Need $162,557/yr to afford.

PITI$3,793

P/I60.7%

Afford$293K

Gap-$342K

P&I $3,211Tax $466Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07012 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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