Median home value in zip code 07021 (Essex Fells, NJ) is $1,388,006, up 9.6% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$1,388,006

YoY Change

+9.6%

Prices rising — worse for buyers.

Affordability

Enter your income for 07021 (Essex Fells).

Income (annual)

Down Payment

$277,601 on $1,388,006

Example: $75,000 household income. Change it above to see your own.

Out of reach130.4% of income

Need $349,414/yr to afford.

PITI$8,153

P/I130.4%

Afford$298K

Gap-$1.09M

P&I $7,019Tax $1,018Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07021 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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