Median home value in zip code 07026 (Garfield, NJ) is $564,032, up 1.4% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$564,032

YoY Change

+1.4%

Prices rising — worse for buyers.

Affordability

Enter your income for 07026 (Garfield).

Income (annual)

Down Payment

$112,806 on $564,032

Example: $75,000 household income. Change it above to see your own.

Out of reach54.1% of income

Need $144,943/yr to afford.

PITI$3,382

P/I54.1%

Afford$292K

Gap-$272K

P&I $2,852Tax $414Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07026 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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