Median home value in zip code 07027 (Garwood, NJ) is $669,076, up 2.5% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$669,076

YoY Change

+2.5%

Prices rising — worse for buyers.

Affordability

Enter your income for 07027 (Garwood).

Income (annual)

Down Payment

$133,815 on $669,076

Example: $75,000 household income. Change it above to see your own.

Out of reach63.9% of income

Need $171,043/yr to afford.

PITI$3,991

P/I63.9%

Afford$293K

Gap-$376K

P&I $3,383Tax $491Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07027 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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