Median home value in zip code 07032 (Kearny, NJ) is $570,707, up 4.0% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$570,707

YoY Change

+4.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 07032 (Kearny).

Income (annual)

Down Payment

$114,141 on $570,707

Example: $75,000 household income. Change it above to see your own.

Out of reach54.7% of income

Need $146,614/yr to afford.

PITI$3,421

P/I54.7%

Afford$292K

Gap-$279K

P&I $2,886Tax $419Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07032 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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