Median home value in zip code 07045 (Montville, NJ) is $796K, up 2.3% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →
Home Value$796,269
YoY Change
+2.3%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for 07045 (Montville).
$159,254 on $796,269
Out of reach — 75.6% of income
Need $202,586/yr to afford.
PITI$4,727
P/I75.6%
Afford$295K
Gap-$501K
P&I $4,026Tax $584Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
07045 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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