Median home value in zip code 07045 (Montville, NJ) is $796,269, up 2.3% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$796,269

YoY Change

+2.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 07045 (Montville).

Income (annual)

Down Payment

$159,254 on $796,269

Example: $75,000 household income. Change it above to see your own.

Out of reach75.6% of income

Need $202,586/yr to afford.

PITI$4,727

P/I75.6%

Afford$295K

Gap-$501K

P&I $4,026Tax $584Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07045 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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