Median home value in zip code 07046 (Mountain Lakes, NJ) is $1,156,508, up 6.7% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$1,156,508

YoY Change

+6.7%

Prices rising — worse for buyers.

Affordability

Enter your income for 07046 (Mountain Lakes).

Income (annual)

Down Payment

$231,302 on $1,156,508

Example: $75,000 household income. Change it above to see your own.

Out of reach109% of income

Need $291,986/yr to afford.

PITI$6,813

P/I109%

Afford$297K

Gap-$859K

P&I $5,848Tax $848Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07046 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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