Median home value in zip code 07046 (Mountain Lakes, NJ) is $1157K, up 6.7% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →
Home Value$1,156,508
YoY Change
+6.7%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.
Enter your income for 07046 (Mountain Lakes).
$231,302 on $1,156,508
Out of reach — 109% of income
Need $291,986/yr to afford.
PITI$6,813
P/I109%
Afford$297K
Gap-$859K
P&I $5,848Tax $848Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
07046 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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