Median home value in zip code 07076 (Scotch Plains, NJ) is $808,081, up 6.8% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$808,081

YoY Change

+6.8%

Prices rising — worse for buyers.

Affordability

Enter your income for 07076 (Scotch Plains).

Income (annual)

Down Payment

$161,616 on $808,081

Example: $75,000 household income. Change it above to see your own.

Out of reach76.7% of income

Need $205,500/yr to afford.

PITI$4,795

P/I76.7%

Afford$295K

Gap-$513K

P&I $4,086Tax $593Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07076 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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