Median home value in zip code 07087 (Union City, NJ) is $552,477, up 7.0% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$552,477

YoY Change

+7.0%

Prices rising — worse for buyers.

Affordability

Enter your income for 07087 (Union City).

Income (annual)

Down Payment

$110,495 on $552,477

Example: $75,000 household income. Change it above to see your own.

Out of reach53% of income

Need $142,071/yr to afford.

PITI$3,315

P/I53%

Afford$292K

Gap-$261K

P&I $2,794Tax $405Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07087 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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