Median home value in zip code 07307 (Jersey City, NJ) is $739K, up 0.4% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$738,934

YoY Change

+0.4%

AFFORDABILITY

Enter your income for 07307 (Jersey City).

Income (annual)

Down Payment

$147,787 on $738,934

Out of reach — 70.3% of income

Need $188,357/yr to afford.

PITI$4,395

P/I70.3%

Afford$294K

Gap-$445K

P&I $3,736Tax $542Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07307 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

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