Median home value in zip code 07446 (Ramsey, NJ) is $841K, up 7.6% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$841,146

YoY Change

+7.6%

AFFORDABILITY

Enter your income for 07446 (Ramsey).

Income (annual)

Down Payment

$168,229 on $841,146

Out of reach — 79.8% of income

Need $213,729/yr to afford.

PITI$4,987

P/I79.8%

Afford$295K

Gap-$546K

P&I $4,253Tax $617Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07446 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View New York-Newark-Jersey City, NY-NJ-PA analysis

Want deeper metro-level analysis?Stress scores, crash risk, 12-month forecasts, and early warning signals for 195 US metros.

Try Free