Median home value in zip code 07450 (Ridgewood, NJ) is $1,167,125, up 7.9% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Home Value$1,167,125

YoY Change

+7.9%

Prices rising — worse for buyers.

Affordability

Enter your income for 07450 (Ridgewood).

Income (annual)

Down Payment

$233,425 on $1,167,125

Example: $75,000 household income. Change it above to see your own.

Out of reach110% of income

Need $294,600/yr to afford.

PITI$6,874

P/I110%

Afford$297K

Gap-$870K

P&I $5,902Tax $856Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07450 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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