Median home value in zip code 07458 (Upper Saddle River, NJ) is $1533K, up 7.0% year over year. Part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: New York-Newark-Jersey City, NY-NJ-PA metro →

Home Value$1,533,406

YoY Change

+7.0%

AFFORDABILITY

Enter your income for 07458 (Upper Saddle River).

Income (annual)

Down Payment

$306,681 on $1,533,406

Out of reach — 143.9% of income

Need $385,500/yr to afford.

PITI$8,995

P/I143.9%

Afford$298K

Gap-$1235K

P&I $7,754Tax $1,124Ins $117

6.50% 30yr, 20% down, county tax + NJ ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

07458 is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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